As you can see, I’ve highlighted, and therefore wholeheartedly agree with, most of what you’ve written. However, the economy has failed before, and not just during the Great Depression. When Saudi Arabia dropped oil prices dramatically in the 1980s, economies in the U.S. dependent on the price of oil tanked. The bottom dropped out of real estate, and homes were worth tens of thousands less than what they had been bought for. People lost all their savings in corrupt savings and loan company’s schemes. That’s actually when the middle class began imploding. And not coincidentally, not long before the first Millennials were born.